VELOCITY V4 PAYMENTS API LIVE

Move money at the speed of light.

The financial infrastructure for the internet era. Issue cards, process global payments, and manage multi-currency accounts via a single API.

CURRENT BALANCE

$142,509.00

CARDHOLDER

ALEX MERCER

EXP

12/28

Core Infrastructure

Everything required
to build a global fintech.

Global Payouts

Settle funds to bank accounts, mobile wallets, or crypto wallets in 130+ countries instantly. We handle the FX routing automatically.

Bank-Grade Security

PCI DSS Level 1 certified. All data is encrypted with AES-256 at rest and TLS 1.3 in transit.

Setup Fees

Real-time Ledgers

Monitor cash flow, track individual card authorizations, and export reconciliation reports in real-time via the dashboard or API.

Next-Gen Capabilities

Beyond standard payments.

Smart Routing

Machine learning algorithms automatically route transactions through the most optimal network to maximize approval rates.

Fraud Prevention

3D Secure 2.0 and real-time biometric analysis detect and block fraudulent activities before they affect your bottom line.

Multi-Wallet

Create and manage thousands of virtual wallets programmatically. Supports fiat, crypto, and custom token balances.

1. Generate API Keys

Open an account instantly. Copy your sandbox keys and authenticate your first request within seconds.

2. Drop in UI Components

Use our fully customizable, PCI-compliant checkout elements. No need to worry about raw card data.

3. Start Processing

Toggle to live mode. Accept global payments, issue cards, and monitor transactions in real-time.

Workflow

From concept to checkout in minutes.

We've abstracted the complexity of legacy banking networks. Our unified API gives you everything you need to build powerful financial products without the operational headache.

Borderless Finance

Access local payment rails in 130+ countries. Settle in 50+ currencies instantly without setting up local entities or managing complex FX risks.

ACH & Wire (US) SEPA (EU) BACS (UK) + 45 Local Methods

Transparent Pricing

Pay only for what you use.

Pay-as-you-go

Perfect for startups and new projects.

2.9% + 30¢ per successful charge

No setup or monthly fees
130+ Currencies supported
Basic Fraud Protection

POPULAR

Enterprise

Custom pricing for high-volume businesses.

Custom

Volume discounts
Dedicated account manager
Custom API rate limits

Developer First

Integration takes minutes, not months.

Designed by developers, for developers. Our RESTful API relies on predictable, resource-oriented URLs, returns JSON responses, and uses standard HTTP response codes.

Fully typed SDKs for Node, Python, and Go
Idempotency keys prevent double charges
Comprehensive webhook event system

create_transfer.js webhook_handler.py

import { Velocity } from '@velocity/node';

// Initialize with secret key
const client = new Velocity(process.env.VELOCITY_SECRET);

// Create a secure transfer to a vendor
const transfer = await client.transfers.create({
  amount: 250000, // Amount in cents ($2,500.00)
  currency: 'USD',
  destination: 'acct_8X2pL9M',
  description: 'Contractor Payment - Q3',
});

console.log(`Transfer ${transfer.id} initiated.`);

Client Stories

Trusted by innovative teams.

Sarah Jenkins

CTO, NexaPay

"Velocity's API completely transformed our infrastructure. We replaced three different payment providers with a single integration and cut our latency by 40%. The developer experience is truly top-tier."

David Chen

Lead Dev, Orbital

"The developer experience is unmatched. The SDKs are perfectly typed, webhooks never miss a beat, and the documentation is genuinely enjoyable to read. We integrated within a week."

Marcus Thorne

Founder, GlobalCart

"Scaling globally used to mean months of legal and technical compliance work. With Velocity, we launched in Europe and Asia in a matter of days. It handles all the heavy lifting."

Elena Rostova

COO, FinFlow

"Their fraud prevention system is incredibly robust. Our chargeback rates dropped by 85% in the first quarter of switching to Velocity. The support team is also fantastic."

Support & FAQ

Got Questions?

How fast is the integration process?

Most modern teams can get up and running with our sandbox in under 15 minutes. Moving to production typically takes 2-3 business days as we perform mandatory compliance and KYC checks on your business profile.

Do you support recurring billing?

Yes, we have a robust subscription API. You can handle complex logic like prorations, free trials, usage-based billing, and automatic dunning management without writing custom infrastructure.

What currencies are supported?

We currently support processing in over 130 fiat currencies and settlement in 50+. We also support native settlement in major cryptocurrencies (USDC, BTC, ETH) for enterprise clients.

Are my funds safe?

Absolutely. Velocity is a licensed money transmitter. All client funds are safeguarded in Tier-1 banking institutions globally, completely isolated from our operational capital. We are also PCI DSS Level 1 certified.